The Rip (2026): Cast, Plot, Release Date, Review & Where to Watch – Matt Damon & Ben Affleck’s Explosive Miami Heist Thriller 💵🔥

Netflix is kicking off 2026 with a bang. The Rip, directed by Joe Carnahan (Smokin’ Aces, The Grey), brings together powerhouse duo Matt Damon and Ben Affleck in a tense, morally murky action thriller. Set in Miami, this story of cops, cash, and corruption explores how trust unravels when millions of dollars suddenly appear where they shouldn’t.

Premiering worldwide on Netflix, January 16, 2026, The Rip promises betrayal, high-octane action, and the kind of street-level intensity Carnahan is famous for.

💰 The Premise: When Fortune Turns Fatal

A team of Miami cops stumbles upon millions in cash hidden inside a derelict stash house. At first, the money feels like salvation—but greed has a way of rotting everything it touches.

As word spreads about the discovery, outsiders close in, alliances fracture, and every badge-wearing officer begins to question who they can truly trust. Is loyalty stronger than temptation? Or will the money rip them apart before the city’s deadliest predators even get their chance?

One line in the trailer says it best: “It’s not the money that’ll kill us. It’s each other.”

🎭 The Cast: A Powerhouse Ensemble

• Matt Damon as Lieutenant Dane Dumars – the moral compass of the team, caught between duty and survival.

• Ben Affleck as Detective Sergeant JD Byrne – a battle-hardened cop with shadows in his past.

• Steven Yeun (Minari, Nope) – whose presence adds quiet intensity.

• Teyana Taylor (A Thousand and One) – bringing raw edge to the ensemble.

• Sasha Calle (The Flash), Néstor Carbonell (The Dark Knight), and Catalina Sandino Moreno (Maria Full of Grace) – each playing roles that complicate the fragile trust among the cops.

• Kyle Chandler, Scott Adkins, and Lina Esco as Captain Jackie Velez round out a star-studded cast.

With Damon and Affleck also serving as producers under Artists Equity, The Rip has the feel of a deeply personal project—gritty, character-driven, and cinematic.

🎬 Behind the Camera: Carnahan at His Best

Written and directed by Joe Carnahan, the film leans into his signature style: morally gray characters, sharp dialogue, and explosive action. With Michael McGrale contributing to the story, expect a layered narrative that blends cop drama with the adrenaline of a heist thriller.

Cinematically, Carnahan is no stranger to tension and violence, and with Netflix giving him global reach, The Rip looks set to join the ranks of streaming’s biggest original crime films.

🔥 Why The Rip Stands Out

Unlike typical heist thrillers where the enemy is outside, here the danger comes from within. The cops aren’t just fighting criminals—they’re fighting their own greed, mistrust, and desperation.

The setting of Miami adds heat both literal and metaphorical, with the neon-lit streets and seedy underworld perfectly complementing the film’s themes of temptation and betrayal.

This isn’t just another action flick—it’s a morality play dressed as a thriller.

📅 Release & Streaming

Mark your calendars:

• The Rip premieres globally on Netflix on January 16, 2026.

No theaters, no delays—just a straight shot into your living room.

⭐ Final Verdict

With Matt Damon and Ben Affleck front and center, a killer supporting cast, and Joe Carnahan pulling the strings, The Rip has all the ingredients of a Netflix smash hit. It’s raw, stylish, and unflinching—a story about loyalty, greed, and the price of survival.

If you loved films like Training Day, Heat, or End of Watch, this is one you won’t want to miss.

Verdict: “Trust is fragile. Money is deadly. And in Miami, everyone’s got something to lose.”